Dr. R. Pavithra v/s The Commissioner of Police 28 April 2023 # W.P. (Cri.) No.-6789 of 2021

Madras High Court

Constitution of India, 1949-Article 226-Banking Regulations Act, 1949-Section 35-A-Writ jurisdiction-

Online fraud via Paytm /Unauthorized transaction-Third party violation-Paytm has been granted with a license by the RBI to carry on payment bank business-The people use payment banks like Paytm, Google Pay, Amazon Pay, etc. they may still be impacted by third-party violations or fraudulent activity-Paytm was required to prove customer liability in cases of unauthorized electronic payment transactions-The RBI guidelines are customer-friendly, and if the customer happens to report fraudulent transactions within 3 days of the occurrence, as per RBI guidelines, there is ‘zero liability’ fixed on the customer-If the PPI issuer (Paytm etc.) is unable to resolve the complaint and determine the customer’s liability within 90 days, the amount as prescribed under RBI guidelines shall be paid to the customer irrespective of whether the negligence is on the part of the customer or otherwise.

Sample Mock Tests for Practice

DELHI LOWER JUDICIAL SERVICES 2018-2

RAJASTHAN LOWER JUDICIAL SERVICES 2011

HIMACHAL PARDESH LOWER JUDICIAL SERVICES 2009

THE INDIAN CONTRACT ACT, 1872 (PAPER – 14 Q. NO. 456 TO 490)

THE CONSTITUTION OF INDIA, 1949 (PAPER – 02 Q. NO. 36 TO 70)

G.K. ENGLISH – 01 GGSSS BNL

THE INDIAN EVIDENCE ACT, 1872 (PAPER – 02 Q. NO. 41 TO 80)

THE CODE OF CRIMINAL PROCEDURE, 1973 (PAPER – 16 Q. NO. 601 TO 640)

THE INDIAN CONTRACT ACT, 1872 (PAPER – 01 Q. NO. 1 TO 35)

CLAT 2014

THE CODE OF CIVIL PROCEDURE, 1908 (PAPER – 21 Q. NO. 801 TO 840)

HIMACHAL PARDESH LOWER JUDICIAL SERVICES 2014

THE CODE OF CRIMINAL PROCEDURE, 1973 (PAPER – 08 Q. NO. 281 TO 320)

THE TRANSFER OF PROPERTY ACT, 1882 (PAPER 02 Q.NO. 41 TO 80)

THE CODE OF CRIMINAL PROCEDURE, 1973 (PAPER – 06 Q. NO. 201 TO 240)

AILET – National Law University Delhi Entrance Test (NLU 2019)

THE LIMITATION ACT, 1963 (PAPER 05 Q. NO. 161 TO 200)

THE MADHYA PRASESH LAND REVENUE CODE, 1959 (PAPER 01 Q. NO. 1 TO 30)

CLAT 2013

THE INDIAN CONTRACT ACT, 1872 (PAPER – 11 Q. NO. 351 TO 385)

THE LIMITATION ACT, 1963 (PAPER 02 Q. NO. 41 TO 80)

THE LAW OF ADMINISTRATION (PAPER 01 Q. NO. 1 TO 30)

THE LAW OF TORTS (PAPER 04 Q. NO. 136 TO 180)

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CLAT 2020

THE INDIAN CONTRACT ACT, 1872 (PAPER – 12 Q. NO. 386 TO 420)

GUJRAT LOWER JUDICIAL SERVICES 2022

THE ARBITRATION AND CONCILIATION ACT, 1996 (PAPER 04 Q. NO. 91 TO 116)

THE LAW OF TORTS (PAPER 01 Q. NO. 1 TO 45)

THE CONSUMER PROTECTION ACT, 1986 (PAPER 01 Q. NO. 1 TO 13)

HARYANA LOWER JUDICIAL SERVICES 2021

THE CODE OF CRIMINAL PROCEDURE, 1973 (PAPER – 17 Q. NO. 641 TO 680)

THE CODE OF CIVIL PROCEDURE, 1908 (PAPER – 09 Q. NO. 321 TO 360)

The Hindu Marriage Act, 1955 (Paper 01: Q. 1 to 25)

HIMACHAL PARDESH LOWER JUDICIAL SERVICES 2011

THE SPECIFIC RELIEF ACT, 1963 (PAPER – 05 Q. NO. 141 TO 175)