Dr. R. Pavithra v/s The Commissioner of Police 28 April 2023 # W.P. (Cri.) No.-6789 of 2021

Madras High Court

Constitution of India, 1949-Article 226-Banking Regulations Act, 1949-Section 35-A-Writ jurisdiction-

Online fraud via Paytm /Unauthorized transaction-Third party violation-Paytm has been granted with a license by the RBI to carry on payment bank business-The people use payment banks like Paytm, Google Pay, Amazon Pay, etc. they may still be impacted by third-party violations or fraudulent activity-Paytm was required to prove customer liability in cases of unauthorized electronic payment transactions-The RBI guidelines are customer-friendly, and if the customer happens to report fraudulent transactions within 3 days of the occurrence, as per RBI guidelines, there is ‘zero liability’ fixed on the customer-If the PPI issuer (Paytm etc.) is unable to resolve the complaint and determine the customer’s liability within 90 days, the amount as prescribed under RBI guidelines shall be paid to the customer irrespective of whether the negligence is on the part of the customer or otherwise.

Leave a Reply

Your email address will not be published. Required fields are marked *

Sample Mock Tests for Practice

THE COMPANIES ACT, 1956 (PAPER 01 Q. NO. 1 TO 19)

THE CODE OF CIVIL PROCEDURE, 1908 (PAPER – 17 Q. NO. 641 TO 680)

THE CODE OF CIVIL PROCEDURE, 1908 (PAPER – 12 Q. NO. 441 TO 480)

THE ARBITRATION AND CONCILIATION ACT, 1996 (PAPER 03 Q. NO. 61 TO 90)

THE ADVOCATES ACT, 1961 (PAPER 01 Q. NO. 1 TO 10)

THE CODE OF CRIMINAL PROCEDURE, 1973 (PAPER – 02 Q. NO. 41 TO 80)

HIMACHAL PARDESH LOWER JUDICIAL SERVICES 2014

MADHYA PARDESH LOWER JUDICIAL SERVICES 2019-1

AILET – National Law University Delhi Entrance Test (NLU 2017)

AILET – National Law University Delhi Entrance Test (NLU 2019)

GUJRAT LOWER JUDICIAL SERVICES 2019

THE CONSTITUTION OF INDIA, 1949 (PAPER – 12 Q. NO. 386 TO 420)

THE HIMACHAL PRADESH COURTS ACT, 1976 (PAPER 01 Q. NO. 1 TO 23)

THE CONSTITUTION OF INDIA, 1949 (PAPER – 02 Q. NO. 36 TO 70)

THE INDIAN CONTRACT ACT, 1872 (PAPER – 15 Q. NO. 491 TO 525)

HIMACHAL PARDESH LOWER JUDICIAL SERVICES 2009

THE CONSTITUTION OF INDIA, 1949 (PAPER – 07 Q. NO. 211 TO 245)

THE CODE OF CRIMINAL PROCEDURE, 1973 (PAPER – 06 Q. NO. 201 TO 240)

THE NEGOTIABLE INSTRUMENTS ACT, 1881 (PAPER 03 Q. NO. 81 TO 120)

MAHARASHTRA LOWER JUDICIAL SERVICES 2019

THE CONSTITUTION OF INDIA, 1949 (PAPER – 08 Q. NO. 246 TO 280)

AIBE-XV-2021-I (BCI-JAN-2021-SET-C) (ALL INDIA BAR EXAM 2021-I)

MADHYA PRADESH LOWER JUDICIAL SERVICES 2018(1)

THE TRANSFER OF PROPERTY ACT, 1882 (PAPER 05 Q.NO. 161 TO 200)

DELHI LOWER JUDICIAL SERVICES 2019

THE MUSLIM PERSONAL LAWS (PAPER 01 Q. NO. 1 TO 29)

UTTARAKHAND LOWER JUDICIAL SERVICES 2019

THE INDIAN CONTRACT ACT, 1872 (PAPER – 18 Q. NO. 596 TO 636)

AILET – National Law University Delhi Entrance Test (NLU 2012)

AILET – National Law University Delhi Entrance Test (NLU 2022)

THE TRANSFER OF PROPERTY ACT, 1882 (PAPER 01 Q.NO. 1 TO 40)

DELHI LOWER JUDICIARY 2010

THE INDIAN FORESTS ACT, 1927 (PAPER 01 Q. NO. 1 TO 43)

HARYANA LOWER JUDICIAL SERVICES 2018